Terms of Service

These Terms are an agreement between you and My Number LLC ("we," "us"). The intended owner is The Fintech Team LLC. That owner is not on the Florida articles because the form has no owner field. Florida has not accepted the filing. The $125 fee was not paid. You accept them when you check the box that says "I agree to the Terms of Service and Privacy Policy" and create an account. If you don't agree, don't create an account. Browsing our public website is governed only by the sections titled Acceptable use, Intellectual property, Disclaimers, Limitation of liability and Governing law.

[Product Name] is a personal-budgeting app. You upload transaction files (CSV) exported from your bank, create budgets, and see where your money goes. [Product Name] is not a bank, lender, money transmitter, credit bureau, investment adviser or tax preparer. It does not move money, pay bills, or log in to your bank accounts. At launch we do not connect to your bank directly.

You must be at least 18 years old and live in the United States to create an account. [Product Name] is not directed to children under 13, and we don't knowingly collect their information.

New accounts get a 30-day free trial. No payment card is needed, and we will never charge you at the end of the trial. On day 30, your account pauses: you can sign in, choose a plan, export or delete your data, but you can't add new data. If you don't choose a plan within 90 days after your trial pauses, we'll delete your account and data. We'll email you [7] days before that happens. We'll email you on days 25 and 29 of your trial to remind you it's ending and show the price.

Plans and automatic renewal. [Product Name] costs $7.99 per month or $59.99 per year. $59.99 billed yearly (about $5 a month). Save $35.89 a year compared with monthly. These prices are pending owner approval and are subject to change. Your plan renews automatically at the end of each monthly or yearly period, and we'll charge the payment method on file the then-current price, until you cancel. You can cancel anytime in Account → Billing → Cancel, or in the Stripe billing portal. Cancelling stops future charges, and you keep access until the end of the period you've paid for. When you subscribe, we'll email you a confirmation with these terms and a link to cancel.

At checkout, next to an unchecked box: "I agree that my plan renews automatically at $[7.99/month or 59.99/year] until I cancel. I can cancel anytime in Account → Billing."

How to cancel. Go to Account → Billing → Cancel plan (one click, one confirmation), or use the Stripe billing portal linked from that page. You can also email dawsonblaine@gmail.com with the subject "Cancel" from your account email. We won't make you call, fill out a survey, or click through offers to cancel. Any optional feedback question will appear next to a visible "Cancel plan" button. We'll email you a confirmation.

Refunds. Within 30 days after any charge, whether it is the first purchase or a renewal, and whether the plan is monthly or yearly, you may take a full refund of that charge. The sales tax on that charge is refunded with it. Access ends the day the refund is issued. Or you may keep access through the time you already paid for, with no refund. Cancellation offers these as two explicit choices, with neither selected for you. After 30 days, a yearly plan is refunded for the unused days, prorated by day, and access ends when that refund is issued, or you may keep the rest of the year. The sales tax on the refunded portion is refunded with it. After 30 days, a monthly charge is not refunded, and cancelling stops the next charge. Deleting the account within 30 days of a charge refunds that charge in full, because access ends that day. Deleting the account after 30 days still refunds the unused days of a yearly plan. Deleting a monthly plan after 30 days does not refund that month.

Failed payments. If a renewal charge fails, we'll email you and Stripe will retry the charge up to [4] times over [14] days. If it still fails, your plan pauses and your data is kept for 90 days, as with a paused trial. We won't add late fees.

Price changes. We'll email you 30 days before a new price applies to your plan, and tell you how to cancel. For annual plans, a new price applies only at your next renewal. If you don't want the new price, cancel before it takes effect and you won't be charged it. Operationally, send the notice exactly 30 days before the change, and a short reminder about 10 days before.

Renewal reminders. For annual plans, we'll email you before each renewal with the date, the amount, and a link to cancel. Operationally, send two notices: one about 40 days and one about 20 days before renewal.

[Product Name] does not provide financial, tax, legal, or investment advice. Figures in the product, including any sample on this website, are illustrations or records you enter. Decisions about your money stay yours.

Categories, totals and budget suggestions are generated automatically from the files you upload and may be wrong or incomplete. Check important figures against your bank statements. We are not a registered investment adviser, broker-dealer, or tax preparer, and nothing in the product is a recommendation to buy, sell or borrow.

You need to provide accurate signup information and keep your credentials to yourself. You may not misuse the service, attempt to break into it, or use it to harm someone else.

The early-access form on this site asks for an email and an optional answer about what you use to budget today. Do not submit someone else's email.

Only upload files for accounts that are yours or that you're authorized to manage. Don't upload malware, scrape the service, reverse engineer it, or use it for anyone else's finances as a paid service.

Your data. Your budgets and transactions belong to you. You give us permission to store and process them only to provide the service to you. We do not sell your personal information, and we do not share it for targeted advertising. We never sell, rent, or give your transaction or budget data to advertisers, data brokers, or lenders. You can export your data or delete your account at any time in Account → Delete account. Details are in our Privacy Policy.

The [Product Name] name, this website, and the product interface are owned by My Number LLC or its licensors. The name on this site is a placeholder until a final brand is chosen.

Payments. Stripe, Inc. processes payments. We receive only your card brand, last four digits, expiration and billing ZIP/country, never your full card number. Stripe's terms and privacy policy apply to Stripe's processing.

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE." TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. WE DON'T WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR THAT CATEGORIES OR CALCULATIONS WILL BE ACCURATE. SOME STATES DON'T ALLOW THESE EXCLUSIONS, SO THEY MAY NOT APPLY TO YOU.

[To be drafted by a Florida-licensed attorney]

[To be drafted by a Florida-licensed attorney]

[To be drafted by a Florida-licensed attorney]

We may suspend or close accounts that violate these Terms or put the service or others at risk. If we close your paid account without cause, we'll refund the unused portion of your current period. You can export your data first unless the law or security prevents it.

We'll post changes here and update the "Last updated" date. For material changes, we'll email account holders at least 30 days before they take effect. If you don't agree, you can cancel before the effective date. Price changes follow the Price changes section.

My Number LLC, 6526 Old Brick Rd, Ste 120-172, Windermere, FL 34786. Blaine Dawson, dawsonblaine@gmail.com.